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Yes! Finance of New Zealand Offers Five Top Car Loan Tips

Yes! Finance of New Zealand Offers Five Top Car Loan Tips

Post: January 11, 2017

Five Top Car Loan Tips

You made it through the Christmas holidays in your old vehicle but now it’s time to upgrade to something newer.
If that’s what you’re thinking, you’re also probably wondering about the best way to finance your purchase.
Here are five tips from Yes! Finance to help you in the process of getting your car loan:

1. Be careful with your credit rating
Yes! Finance will check your credit history. If you have had credit issues in the past, it need not define your future, as the friendly team at Yes! Finance will listen to your explanation of the circumstances surrounding them. However, if you have a history of consistently not paying your bills, you’ll be out of luck.

2. Work out your budget
Borrowing to buy a car will mean a commitment to monthly repayments. You’ll need to have a clear idea of your income and expenses so you know how much you can afford in monthly repayments. Yes! Finance has a team of qualified lenders who can help you figure out your budget.

3. Get insurance
Insurance is always an important consideration when purchasing a vehicle. Yes! Finance’s team of experienced lenders can discuss your vehicle insurance needs at the same time as working through your loan application.

4. Read the fine print
Buying a vehicle can be one of the largest purchases a person will make during their lifetime. Therefore it’s important to thoroughly read and understand all paperwork, including the fine print. The team at Yes! Finance understands this can be a long and arduous process for some people and will do everything they can to make the process as quick and easy as possible.

5. Consolidate other debts into one loan
If you have existing debts such as credits cards and hire purchase, it can make sense to combine these into one loan. It can not only reduce your total repayments but also make things easier to manage if you have only one monthly payment.
Yes! Finance provides everyday finance for everyday people. They offer competitive rates and strive to keep the lending process simple, professional and friendly.

Contact Yes! Finance:


"Just a short note to acknowledge receipt of payment, and to thank you for your top service." - Peter Smith
"Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position." - Kris
"I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again." - Kohu Tongaawhikau
"You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!" - C Walsh, Hamilton
"Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more." - Nunia
"Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!" - De Wet
"AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it." - Karyn Grey
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