YESFinance specialise in providing funding for businesses that require purchases of commercial plant and machinery. YESFinance specialise in providing funding for retail funding for purchasing of household appliances and furniture. YESFinance specialise in providing funding for Vehicle and marine finance funding for purchase of your car, truck or boat. YESFinance specialise in providing funding for preapproved funding for vehicle finance with on-site offices at Turner's Car Auction. YESFinance specialise in providing funding for private personal finance.

YESFINANCE WARRANTYOPTIONS

     
GUARANTEED ASSET PROTECTION*

 
  What is Guaranteed Asset Protection?
If you are financing your vehicle and that vehicle is a total loss through accident or theft, your insurance cover may not be enough.

For example; if you borrow $20,000 to buy your car and the insurance payout is less than this, you’re not only without a vehicle, there is a shortfall that you still owe. Guaranteed Asset Protection (GAP) will pay that shortfall for you up to $10,000 (plus additional benefits if selected) once your vehicle insurer has accepted your claim.

 
  Example: Assuming a nil deposit and a residual value of 25% of the purchase price

 
   
 
Why Do I Need It?

Because PROTECTA Insurance will meet your obligation to pay any shortfall of up to $10,000 (plus any additional benefits chosen). The above graph illustrates when and how much you could lose without PROTECTA Insurance’s Guaranteed Asset Protection. Do you want to be left paying for a vehicle you no longer own?

 
  Additional Benefits – What Are They?
PROTECTA Insurance Guaranteed Asset Protection provides the following optional additional benefits to meet out of pocket expenses.

 
  On-road costs
Comprising delivery charges and registration in relation to the purchase of your replacement vehicle.

 
  Premium Cover
The Comprehensive Motor Vehicle Insurance premium will be paid in relation to your replacement vehicle.

 
  Excess Cover
The Comprehensive Motor Vehicle Insurance excess in relation to the "total loss" vehicle will be paid.

 
  Rental Costs
The cost of hiring a rental vehicle to a maximum of $100 per day and for a maximum of 5 days.

We offer three levels of cover, as follows:

 
  Option Cover + Additional Benefits    
  1 $10,000 + $2,500    
  2 $10,000 + $1,000    
  3 $10,000 + NIL    
  *This is NOT a policy wording, but a summary of the cover.
 
     

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