• Holidays - Personal Loans | Yes Finance
    NZ's leading
    finance company

About Yes Finance

Yes Finance was founded in 1997 as a private company and is 100% New Zealand owned and operated. Back in 1997, Yes Finance concentrated on the retail sector providing finance facilities to retail outlets for their customers to purchase goods.

In a very short time it became apparent that many New Zealanders found it difficult to talk to main stream lenders, like banks and large finance companies, which were very rigid in their approach. They wanted an alternative; a finance company they could talk to that was small enough to listen to their needs and provided customer-focused solutions.

Since then, Yes Finance has gone from strength to strength. We have prospered through the troubled times of the global economy and become stronger for it.

Today, Yes Finance is a solid, resilient and trustworthy financial “Solution Provider”. We provide quick and easy financial products and services, both online and in person, such as:

  • Personal finance – Loans to private individuals for personal needs including purchases like vehicles, boats, caravans, holidays, special days like weddings, debt consolidation and other personal reasons.
  • Motor vehicle finance – Providing finance facilities to vehicle dealerships for the sale of cars, trucks, boats and caravans.
  • Business loans – For plant or other asset purchases.
  • Vendor finance– Providing finance facilities to retail outlets for their customers to purchase goods.

Our customers are everything to us and our experienced team is committed to listening to and working with all our customers.

Meet the Team

Yes Finance - Peter | personal loans, business finance

Peter – CEO & Director

Peter is the vision behind Yes Finance.

After completing his education Peter worked the next 17 years in the family firm, an automotive dealership. He started at the bottom progressing through the sales force to management, eventually becoming dealer princpal. Incorporated under this company’s umbrella was also a boutique finance company which provided finance for the dealership’s customers. Peter also became managing director of this business and served on the local board of the Motor Vehicle Dealers Association.

Peter’s passion for the finance industry lead to the establishment of Yes Finance in 1997. The business has grown year on year and is establishing itself as a specialist provider of personal and business finance to everyday New Zealanders.

Peter is an avid boatie and has obtained certification to New Zealand Boat Masters level. Over the years he has also developed a keen interest in golf.

Yes Finance - Justine | personal loans, business finance

Justine – Sales Manager

Justine is the manager of our lending team, has 12 years’ banking experience and has worked for a number of multi-nationals. She brings to the team a wealth of knowledge in lending and sales. She is a focused team leader with a strong eye on the customer experience. Justine is chief balloon blower and child entertainer when we have a visit from clients’ little people.

Justine lives on the North Shore and has a young son, Jonny, who she is supporting as he develops his sporting prowess with a view to a career as either an All Black or Black Cap.

Yes Finance - Tony | personal loans, business finance

Tony – Collection Manager

Tony has been Collection Team Leader with Yes Finance since November 2009. Our collections unit covers every aspect of collection, from the early arrears accounts right through to repossession and legal action.

Tony has an enforcement background making him ideal for this role. He is approachable and prides himself in running the collection team as a customer focused and solution based department rather than the debt collectors. He would prefer to work with our clients to see them through a difficult patch rather than taking the hard road.

When he’s not working at Yes Finance Tony’s interests include spending time with his family and playing golf & squash.

Yes Finance - Patrick | personal loans, business finance

Patrick – Financial Administrator

Patrick has been a member of the Yes Finance team since 2006 and controls the daily monetary transactions for the company. After obtaining a Bachelor’s of Commerce degree his career has spanned over 15 years working in various business including a spell of running his own business. Patrick is exceptionally skilled with a calculator.

Patrick has played rugby league most of his life and has been a member of various championship winning teams. He is an avid fan of fantasy and sci-fi films and claims to have watched the first Lord of the Rings film 13 times at the cinema.

Interest Rates

Yes Finance interest rates vary from 14.9% p.a. to 29.9% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile.

Term of the loan

Yes Finance loans are generally on terms from one to three years. We will work with you to set a term that suits you and your budget.

Fees

An establishment fee of $350 (for up to two borrowers) is charged for processing the application.
For more detail on fees visit our Standard Administration Fees and Charges

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Awesome company amazing fast service. I’ll like to thank you so much Shweta Kashyap for your awesome service you helped me out so much and I can’t thank you enough!!
You went above and beyond for me!!! I highly recommend yes finance.

Tina T

Yes Finance Limited
2019-05-09T22:25:38+00:00

Tina T

Awesome company amazing fast service. I’ll like to thank you so much Shweta Kashyap for your awesome service you helped me out so much and I can’t thank you enough!! You went above and beyond for me!!! I highly recommend yes finance.
You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!

C Walsh - Hamilton

Yes Finance Limited
2019-04-15T04:16:19+00:00

C Walsh - Hamilton

You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!
Just a short note to acknowledge receipt of payment, and to thank you for your top service.

Peter Smith

Yes Finance Limited
2019-04-15T02:43:39+00:00

Peter Smith

Just a short note to acknowledge receipt of payment, and to thank you for your top service.
Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position.

Kris

Yes Finance Limited
2019-04-15T02:45:05+00:00

Kris

Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position.
I would like to thank you for help with my loan application. My husband & I appreciate your hardwork and dedication towards sealing the deal on Monday despite the cut off time you still managed to pull it through!

Nikita H

Yes Finance Limited
2019-04-15T04:20:47+00:00

Nikita H

I would like to thank you for help with my loan application. My husband & I appreciate your hardwork and dedication towards sealing the deal on Monday despite the cut off time you still managed to pull it through!
Awesome customer service - treated as a human being not a number

Diana C

Yes Finance Limited
2019-10-22T00:43:49+00:00

Diana C

Awesome customer service - treated as a human being not a number
I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again.

Kohu T

Yes Finance Limited
2019-04-15T03:50:32+00:00

Kohu T

I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again.
Painless process. Excellent service and very, very, quick turnaround from a query to approval. Thank you so much!

Barbara P

Yes Finance Limited
2019-10-22T00:40:15+00:00

Barbara P

Painless process. Excellent service and very, very, quick turnaround from a query to approval. Thank you so much!
I would give 100/100 to Yes Finance. Really helped me out. Fast and efficient. Thanks alot Ajeshni for your continuous help really appreciate your hard work and effort. Highly recommend others to use YES FINANCE.

Zaliya M

Yes Finance Limited
2019-05-09T22:30:22+00:00

Zaliya M

I would give 100/100 to Yes Finance. Really helped me out. Fast and efficient. Thanks alot Ajeshni for your continuous help really appreciate your hard work and effort. Highly recommend others to use YES FINANCE.
I have been with Yes Finance for like 11 years and every time i need a car travel and extra Y/F has helped me 100%. I love being Y/F client. wouldn't have any other way

Shylo D

Yes Finance Limited
2019-05-09T22:29:05+00:00

Shylo D

I have been with Yes Finance for like 11 years and every time i need a car travel and extra Y/F has helped me 100%. I love being Y/F client. wouldn't have any other way
Hi Anji
Thank you for the excellent service!!!

Timothy M

Yes Finance Limited
2019-10-17T20:51:24+00:00

Timothy M

Hi Anji Thank you for the excellent service!!!
They are amazing to deal with very Polite friendly helpful.
Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also

Christine J

Yes Finance Limited
2019-05-09T22:27:30+00:00

Christine J

They are amazing to deal with very Polite friendly helpful. Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also
Would definitely recommend these guys yes finance very good customer services well mannered and supportive only a couple of days and loan is approved like #BANG if it wasnt for yes finance I wouldn't of had a better xmas thank you Yes Finance

Shan M

Yes Finance Limited
2019-05-09T22:31:30+00:00

Shan M

Would definitely recommend these guys yes finance very good customer services well mannered and supportive only a couple of days and loan is approved like #BANG if it wasnt for yes finance I wouldn't of had a better xmas thank you Yes Finance
Please disregard my previous review, just wanted to say thank you to the Manukau branch manager and team for calling me back, had a talk, appreciate your help & honesty. Had problem with an account before now its all sorted, I really appreciated it 🙂 .He explained everything and apologies to me now I am happy with the outcome 🙂 . Building connection with customers is important to any company out there get to know them and understand their situations. . .Thank you to Yes and team esp their manager for your understanding and support. . . . God bless

Lesu

Yes Finance Limited
2019-12-02T23:12:01+00:00

Lesu

Please disregard my previous review, just wanted to say thank you to the Manukau branch manager and team for calling me back, had a talk, appreciate your help & honesty. Had problem with an account before now its all sorted, I really appreciated it 🙂 .He explained everything and apologies to me now I am happy with the outcome 🙂 . Building connection with customers is important to any company out there get to know them and understand their situations. . .Thank you to Yes and team esp their manager for your understanding and support. . . . God bless
Awesome! Thanks again for being patient with me.
You made this process so easy for me and highly recommend your services!

Talia P

Yes Finance Limited
2019-10-16T21:21:49+00:00

Talia P

Awesome! Thanks again for being patient with me. You made this process so easy for me and highly recommend your services!
Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more.

Nunia

Yes Finance Limited
2019-04-15T04:17:33+00:00

Nunia

Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more.
AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it.

Karyn G

Yes Finance Limited
2019-04-15T04:19:31+00:00

Karyn G

AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it.
Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!

De Wet

Yes Finance Limited
2019-04-15T04:18:31+00:00

De Wet

Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!
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