About Yes Finance
Yes Finance was founded in 1997 as a private company and is 100% New Zealand owned and operated. Back in 1997, Yes Finance concentrated on the retail sector providing finance facilities to retail outlets for their customers to purchase goods.
In a very short time it became apparent that many New Zealanders found it difficult to talk to main stream lenders, like banks and large finance companies, which were very rigid in their approach. They wanted an alternative; a finance company they could talk to that was small enough to listen to their needs and provided customer-focused solutions.
Since then, Yes Finance has gone from strength to strength. We have prospered through the troubled times of the global economy and become stronger for it.
Today, Yes Finance is a solid, resilient and trustworthy financial “Solution Provider”. We provide quick and easy financial products and services, both online and in person, such as:
- Personal finance – Loans to private individuals for personal needs including purchases like vehicles, boats, caravans, holidays, special days like weddings, debt consolidation and other personal reasons.
- Motor vehicle finance – Providing finance facilities to vehicle dealerships for the sale of cars, trucks, boats and caravans.
- Business loans – For plant or other asset purchases.
- Vendor finance– Providing finance facilities to retail outlets for their customers to purchase goods.
Our customers are everything to us and our experienced team is committed to listening to and working with all our customers.
Meet the Team
Peter – CEO & Director
Peter is the vision behind Yes Finance.
After completing his education Peter worked the next 17 years in the family firm, an automotive dealership. He started at the bottom progressing through the sales force to management, eventually becoming dealer princpal. Incorporated under this company’s umbrella was also a boutique finance company which provided finance for the dealership’s customers. Peter also became managing director of this business and served on the local board of the Motor Vehicle Dealers Association.
Peter’s passion for the finance industry lead to the establishment of Yes Finance in 1997. The business has grown year on year and is establishing itself as a specialist provider of personal and business finance to everyday New Zealanders.
Peter is an avid boatie and has obtained certification to New Zealand Boat Masters level. Over the years he has also developed a keen interest in golf.
Justine – Sales Manager
Justine is the manager of our lending team, has 12 years’ banking experience and has worked for a number of multi-nationals. She brings to the team a wealth of knowledge in lending and sales. She is a focused team leader with a strong eye on the customer experience. Justine is chief balloon blower and child entertainer when we have a visit from clients’ little people.
Justine lives on the North Shore and has a young son, Jonny, who she is supporting as he develops his sporting prowess with a view to a career as either an All Black or Black Cap.
Tony – Collection Manager
Tony has been Collection Team Leader with Yes Finance since November 2009. Our collections unit covers every aspect of collection, from the early arrears accounts right through to repossession and legal action.
Tony has an enforcement background making him ideal for this role. He is approachable and prides himself in running the collection team as a customer focused and solution based department rather than the debt collectors. He would prefer to work with our clients to see them through a difficult patch rather than taking the hard road.
When he’s not working at Yes Finance Tony’s interests include spending time with his family and playing golf & squash.
Patrick – Financial Administrator
Patrick has been a member of the Yes Finance team since 2006 and controls the daily monetary transactions for the company. After obtaining a Bachelor’s of Commerce degree his career has spanned over 15 years working in various business including a spell of running his own business. Patrick is exceptionally skilled with a calculator.
Patrick has played rugby league most of his life and has been a member of various championship winning teams. He is an avid fan of fantasy and sci-fi films and claims to have watched the first Lord of the Rings film 13 times at the cinema.
Interest Rates
Yes Finance interest rates vary from 14.9% p.a. to 29.9% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile.
Term of the loan
Yes Finance loans are generally on terms from one to three years. We will work with you to set a term that suits you and your budget.
Fees
An establishment fee of $350 (for up to two borrowers) is charged for processing the application.
For more detail on fees visit our Standard Administration Fees and Charges
