Loan Agreement and Terms & Conditions
Credit Sale Agreement
(loan to any person or entity for purchase of consumer goods for personal domestic use)
Credit Sale Agreement Terms & Conditions
(loan to any person or entity for purchase of consumer goods for personal domestic use)
Credit Agreement
(Direct Personal loan – Natural Persons only)
Credit Agreement Terms & Conditions
(Direct Personal loan – Natural Persons only)
Credit Agreement Terms & Conditions
(Loan for business purposes only)
Interest Rates
Yes Finance interest rates vary from 14.9% p.a. to 29.9% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile.
Term of the loan
Yes Finance loans are generally on terms from one to three years. We will work with you to set a term that suits you and your budget.
Fees
An establishment fee of $350 (for up to two borrowers) is charged for processing the application.
For more detail on fees visit our Standard Administration Fees and Charges