Business loans – say YES to asset acquisition!
Our aim is to be a long-term partner in the success and growth of your business. Whatever the type or size of your business, we can provide business loans that are tailored to suit you.
Plant and capital equipment purchases along with technological upgrades can be a financial strain, but sometimes it’s essential to either replace or buy new equipment to operate and grow your business.
Often you need a quick decision from your lender, but are unable to comply with all of the requirements. This may include your financial accounts being completed or additional security over say your home, which you are unable or reluctant to provide.
We offer competitive rates and terms and can assist with new plant, equipment purchases or technological upgrades, refinancing or consolidation of debts, raising money against existing assets to free up cashflow and working capital.
We can arrange finance for all types of assets, including but not limited to:
Trucks and Trailers
Earthmoving Equipment
Agricultural Equipment
Technological Upgrades
Businesses include limited liability companies, sole traders, partnerships and trusts. Using our online application system we provide our customers with an easy, fast and simple finance process.
Do I have to provide security for a business loan?
Generally the asset being purchased is used as security for the loan, however in some circumstances you may be able to use your existing fixed assets as security to help raise the funds you need.
Business loan Calculator
Estimated monthly repayment
Monthly payments of $0
These repayments are indicative only and calculated over a calendar year. The purpose of the calculator is to give an indication of repayments only. The repayments on a loan may differ depending on your application assessment and insurances taken.
Apply Now I would like to thank you for help with my loan application. My husband & I appreciate your hardwork and dedication towards sealing the deal on Monday despite the cut off time you still managed to pull it through!
Nikita H
Yes Finance Limited
2019-04-15T04:20:47+00:00
Nikita H
https://www.yesfinance.co.nz/testimonials/my-husband-i-appreciate-your-hardwork-and-dedication/
Hi Kendall
Omg!! Thank you so much!! You are truely amazing and the 1st ever financial company who took the time to go thru thoroughly with all my financial situation and looked at full picture! Yes..i accept the quote provided and will send through documents needed! Thank you so much! God bless!
Omg!! Thank you so much!! You are truely amazing and the 1st ever financial company who took the time to go thru thoroughly with all my financial situation and looked at full picture! Yes..i accept the quote provided and will send through documents needed! Thank you so much! God bless!
Kind regards
Serah
Yes Finance Limited
2021-02-08T21:52:15+00:00
Kind regards
Serah
https://www.yesfinance.co.nz/testimonials/omg-thank-you-so-much/
AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it.
Karyn G
Yes Finance Limited
2019-04-15T04:19:31+00:00
Karyn G
https://www.yesfinance.co.nz/testimonials/thank-you-so-much-for-your-efficiency-friendliness-and-help/
You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!
C Walsh - Hamilton
Yes Finance Limited
2019-04-15T04:16:19+00:00
C Walsh - Hamilton
https://www.yesfinance.co.nz/testimonials/promised-great-service-and-i-received-all-of-the-above/
Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more.
Nunia
Yes Finance Limited
2019-04-15T04:17:33+00:00
Nunia
https://www.yesfinance.co.nz/testimonials/yes-finance-dealt-with-me-as-a-person/
Painless process. Excellent service and very, very, quick turnaround from a query to approval. Thank you so much!
Barbara P
Yes Finance Limited
2019-10-22T00:40:15+00:00
Barbara P
https://www.yesfinance.co.nz/testimonials/excellent-service/
Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position.
Kris
Yes Finance Limited
2019-04-15T02:45:05+00:00
Kris
https://www.yesfinance.co.nz/testimonials/you-have-obviously-been-a-great-help-for-us/
Just a short note to acknowledge receipt of payment, and to thank you for your top service.
Peter Smith
Yes Finance Limited
2019-04-15T02:43:39+00:00
Peter Smith
https://www.yesfinance.co.nz/testimonials/thank-you-for-your-top-service/
Please disregard my previous review, just wanted to say thank you to the Manukau branch manager and team for calling me back, had a talk, appreciate your help & honesty. Had problem with an account before now its all sorted, I really appreciated it 🙂 .He explained everything and apologies to me now I am happy with the outcome 🙂 . Building connection with customers is important to any company out there get to know them and understand their situations. . .Thank you to Yes and team esp their manager for your understanding and support. . . . God bless
Lesu
Yes Finance Limited
2019-12-02T23:12:01+00:00
Lesu
https://www.yesfinance.co.nz/testimonials/appreciate-your-help-honesty/
Janice is an awesome and understanding person and Yes Finance is lucky to have her as part of the team. When she has rung me in regards to my account she didn’t come across negative or made me feel like I have added stress to my life. She is always willing to help and come to a reasonable conclusion or an outcome that works for my situation and understands the things people go through in life. She is positive and am happy to have dealings with her in regards to my account 😊
Thanks, Jade M
Yes Finance Limited
2021-03-18T21:13:05+00:00
Thanks, Jade M
https://www.yesfinance.co.nz/testimonials/always-willing-to-help/
Hi Tracey, you have been an amazing person to deal with. Always looked after me since the very start of my dealings with Yes Finance. Never ever had an issue with your service. Over the ph, your tone was kind, your customer service is excellent (and I would know being a Govt. Dept. Customer Service Manager previously) You are knowledgeable n very informative and at the same time transparent which also shows you know what you're talking about, you give correct information & you are able to have those tough conversations with me ... and to be honest.. its always done with the kindest tone (thank u! :D) Everytime I ring I usually ask for you, becos its not always the same experience then when I'm dealing with you. The tone always sets the flow of the convo.
I hope u all the best in everything you doing. Bless you!
I hope u all the best in everything you doing. Bless you!
Emelda
Yes Finance Limited
2022-01-14T00:57:52+00:00
Emelda
https://www.yesfinance.co.nz/testimonials/knowledgeable-n-very-informative/
I am a customer of Yes Finance. I can't stress how absolutely grateful I am to Tracey who has been dealing with my account. I had recently gone through some really tough heartbreaking stuff lately and Tracey went way above and beyond any expectations I could imagine. Wether she realizes I or not I had actually come so close to giving up but she kept in constant contact and I just can't find the words that are meaningful enough to express how much her Customer Service meant to me during the hard times. I highly highly recommend Tracey for her superior service. It's nice to know we aren't just an account payer.
Gail T
Yes Finance Limited
2021-07-15T23:27:39+00:00
Gail T
https://www.yesfinance.co.nz/testimonials/i-cant-stress-how-absolutely-grateful-i-am/
Hi Anji
Thank you for the excellent service!!!
Thank you for the excellent service!!!
Timothy M
Yes Finance Limited
2019-10-17T20:51:24+00:00
Timothy M
https://www.yesfinance.co.nz/testimonials/thank-you-for-the-excellent-service/
I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again.
Kohu T
Yes Finance Limited
2019-04-15T03:50:32+00:00
Kohu T
https://www.yesfinance.co.nz/testimonials/thank-you-for-your-support-and-understanding/
Awesome company amazing fast service. I’ll like to thank you so much Shweta Kashyap for your awesome service you helped me out so much and I can’t thank you enough!!
You went above and beyond for me!!! I highly recommend yes finance.
You went above and beyond for me!!! I highly recommend yes finance.
Tina T
Yes Finance Limited
2019-05-09T22:25:38+00:00
Tina T
https://www.yesfinance.co.nz/testimonials/awesome-company/
Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!
De Wet
Yes Finance Limited
2019-04-15T04:18:31+00:00
De Wet
https://www.yesfinance.co.nz/testimonials/if-only-more-companies-offered-such-great-service/
They are amazing to deal with very Polite friendly helpful.
Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also
Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also
Christine J
Yes Finance Limited
2019-05-09T22:27:30+00:00
Christine J
https://www.yesfinance.co.nz/testimonials/they-are-amazing-to-deal-with/
Awesome customer service - treated as a human being not a number
Diana C
Yes Finance Limited
2019-10-22T00:43:49+00:00
Diana C
https://www.yesfinance.co.nz/testimonials/awesome-customer-service/
Awesome! Thanks again for being patient with me.
You made this process so easy for me and highly recommend your services!
You made this process so easy for me and highly recommend your services!
Talia P
Yes Finance Limited
2019-10-16T21:21:49+00:00
Talia P
https://www.yesfinance.co.nz/testimonials/highly-recommend-your-services/
I have been with Yes Finance for like 11 years and every time i need a car travel and extra Y/F has helped me 100%. I love being Y/F client. wouldn't have any other way
Shylo D
Yes Finance Limited
2019-05-09T22:29:05+00:00
Shylo D
https://www.yesfinance.co.nz/testimonials/i-love-being-y-f-client/
I would give 100/100 to Yes Finance. Really helped me out. Fast and efficient. Thanks alot Ajeshni for your continuous help really appreciate your hard work and effort. Highly recommend others to use YES FINANCE.
Zaliya M
Yes Finance Limited
2019-05-09T22:30:22+00:00
Zaliya M
https://www.yesfinance.co.nz/testimonials/i-would-give-100-100-to-yes-finance/
Would definitely recommend these guys yes finance very good customer services well mannered and supportive only a couple of days and loan is approved like #BANG if it wasnt for yes finance I wouldn't of had a better xmas thank you Yes Finance
Shan M
Yes Finance Limited
2019-05-09T22:31:30+00:00
Shan M
https://www.yesfinance.co.nz/testimonials/very-good-customer-services/
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Yes Finance Limited
