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Loans made Simple
$1.5k - $20k
☑ Simple process
☑ For any personal reason
☑ Terms up to 36 months
$1.5k - $3k
☑ Fast approval
☑ No security required
☑ Terms up to 24 monthsLearn more
$5k - $50k
☑ Private & dealer
☑ Terms up to 48 months
☑ Personalised insuranceLearn more
From application to approval takes less than 30 minutes
How much can I borrow?
Depending on your budget and security, from $1500 to $25000
What do I need?
To get a Yes Finance Personal Loan you need to meet our lending criteria including
- be at least 18 years old
- receive regular income
- money left after expenses to pay our loan
- be NZ citizen or resident
- prove your identity and earnings
You can sign your documents electronically with your smart phone wherever you are.
Interest rates, flexible terms and payments to suit your pocket, anything is possible.
How long for?
Terms can be tailor made to suit your budget up to 36 months.
What can you use as security?
For personal loans you can use your car, property or other assets.
We can even consider unsecured lending if you are eligible.
How long to get paid?
Funds can be deposited into your account same day as signing.
Yes Finance interest rates vary from 14.9% p.a. to 29.9% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile.
Term of the loan
Yes Finance loans are generally on terms from one to three years. We will work with you to set a term that suits you and your budget.
An establishment fee of $350 (for up to two borrowers) is charged for processing the application.
For more detail on fees visit our Standard Administration Fees and Charges
If you borrow $3,000 over a term of 24 months at an interest rate of 15.95% p.a. you will end up repaying $4,074.72 inclusive of all fees and interest.