Marine Loans – We strive to say YES!
Yes Finance provides boat and marine finance in Auckland, Manukau, Auckland City suburbs and Nationally throughout New Zealand from $1000 to $25,000.
At Yes Finance we have years of experience financing everything from jet skis and trailer boats to fishing, charters and yachts.
- New boats
- Used boats
- Boat refurbishment
- Trailer replacement
- Yachts
- Jet Skis
- Commercial Fishing
Yes Finance is here to help you secure a loan for your new boat or jet ski, we have experience helping our clients finance all types of marine assets.
Also if you already have a boat loan and feel you are paying too much interest, give us a call and we can have a look to see if there’s any room for savings.
Easy Finance
Easy finance is our mantra; not quite instant finance but we strive to make decisions as quickly as possible to enable you to get your finances and debts sorted
Online loan application
We have designed our online application to collect the smallest possible amount of initial information to enable us to do a quick assessment to see if we can help you.
If we can assist you we will ask you to complete a more detailed application.
Nobody likes filling in forms but the more effort and detail you put into completing the application the faster we can get back to you with an answer. Or if you would rather we called you to complete the balance of the loan application we are happy to do that.
Repayments
Use our simple loan repayment calculator to find out what your repayments may be.
Payment Protection
We can also provide protection for your loan, so that you have financial back-up if you lose your job, get sick or have an accident. The cost forpayment protection insurance can simply be built into your regular repayments.
Most importantly, we will strive to get it done and say YES!
Interest Rates
Yes Finance interest rates vary from 14.95% p.a. to 29.9% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan, size of deposit, customer credit history and risk profile.
Term of the loan
Yes Finance loans are generally on terms from one to three years. We will work with you to set a term that suits you and your budget.
Fees
An establishment fee of $240 for secure personal loan, $200 for unsecured personal loan, plus $50 for each additional borrower is charged for processing the application.
For more detail on fees visit our Standard Administration Fees and Charges