Insurance & warranties

When it comes to Insurances: Do I need it? Why do I need it? Can I get this? Can I include it in my payments?… these are just some of the questions.

Yes Finance has teamed up with Protecta Insurance as our insurance provider and with our special business arrangement we can now offer a great range of products as competitive pricing. Protecta Insurance insurance products are underwritten by Allianz Australia Limited and Fidelity Life Limited.

If you have any further queries please do not hesitate to contact our lending team on 0508 10 50 10 today.

Payment protection plans

Payment Protection Plan

Covers loan repayments in cases where the insured may become disabled by accident or illness or is made redundant.

In such cases the policyholder is protected against having to make payments for the duration of the disability or redundancy.

In the case of the insured’s death, the balance of outstanding payments (less any arrears) will be paid. Read more.

Consumer Protection Insurance

Consumer Protection Insurance provides cover for the unforeseen sudden accidental physical loss of or damage to the Chattel occurring anywhere in New Zealand and up to 60 consecutive days outside of New Zealand, unless the cause is excluded. Read more.

Guaranteed Asset Protection (GAP)

Assuming the vehicle is financed, Guaranteed Asset Protection is the financial gap between the total loss of your vehicle through accident or theft which your insurance company will pay and the shortfall still owing to the finance company.

It will also cover on road costs, excess, insurance cover and rental costs. Read more.

Car insurance

Comprehensive motorcycle insurance

Provides full comprehensive insurance for motorcycles, including cover for accident damage, fire and theft, third party and legal liability up to $100,000.

There are also a number of other cover options available to restrict the cover. Read more.

Mechanical warranties

Optimum

Is the top warranty it is a comprehensive mechanical bumper to bumper cover with certain components excluded.

Maximum liability depends on the odometer reading and age of the vehicle at the time of purchase and the cost of towing, accommodation and a rental vehicle can be reimbursed under certain circumstances. Read more.

Maxi

For top mechanical and electrical protection.

Maximum liability under Maxi depends on the odometer reading and age of the vehicle at the time of purchase and the cost of towing, accommodation and a rental vehicle can be reimbursed under certain circumstances. Read more.

Component

This is a component listed cover.

Maximum liability depends on the odometer reading and age of the vehicle at the time of purchase and the cost of towing, accommodation and a rental vehicle can be reimbursed under certain circumstances. Read more.

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"Just a short note to acknowledge receipt of payment, and to thank you for your top service." - Peter Smith
"Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position." - Kris
"I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again." - Kohu Tongaawhikau
"You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!" - C Walsh, Hamilton
"Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more." - Nunia
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"AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it." - Karyn Grey
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