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Lose your job? Here is what to do next with leading finance company, Auckland-based Yes Finance.

Lose your job? Here is what to do next with leading finance company, Auckland-based Yes Finance.

Post: June 19, 2020

Head in hands

The Covid-19 pandemic has impacted on every facet of our lives. Many Kiwi’s around the country are dealing with or potentially facing job loss.

While the stress of losing a job can be crushing, there are a few things you can do to take control of the situation says leading Auckland based finance company, Yes Finance.

Incomings

If you are going through a period of transition workwise, your money becomes all about your cashflow. As such, one of the first things you should do is gather any incomings you’re due. In a lot of work circumstances, if you’re made redundant, you have certain rights and entitlements coming to you. “When you get your final pay, it’s imperative that you check that it includes any severance or holiday payments you’ve earned,” advises Yes Finance owner and director, Peter Steel.

Limit Outgoings

To protect your cashflow, you need to limit your outgoings. A good way to do this is to focus on the essentials: food, shelter, utilities and transport. Sorted’s budgeting tool can help you tally all your regular expenses and then save different versions to see what adjustments can be made. By protecting your cashflow, you can save as much money as you can to get through for as long as it takes.

Positive Mindset

Remaining positive can be helpful in your future job seeking.  Look at ways you can draw positives from this negative experience.

According to TradeMe a lot of job recruiters look for resilient candidates who can show how they bounced back from tough situations like redundancy or losing a job. Your positive mindset will come across during interviews, increasing your chances of making a good and strong first impression with potential employers.

Also set aside some time to not think about your job search and do something you enjoy, like seeing friends or going to gym. Giving yourself a break with things you enjoy will help keep negative thoughts at bay.

Government help.

If you lost your job due to the impact of the coronavirus, the New Zealand Government has launched the official COVID-19 government response site has resources and guides that can help you figure out what you should do next.

If you lose your job between 1 March 2020 and 30 October 2020 due to COVID-19, you may be eligible for the COVID-19 Income Relief Payment. You can get up to 12 weeks of tax-free payments, to help with living costs after a sudden job loss, and give you time to find other work.

You can use the COVID-19 financial support tool to find out what financial help may be available to you.

Upskill

Upskilling is an investment in your future. Now that you are between jobs, this can be a great time to look at different ways you can add to your skill set.

Online classes, volunteering, evening classes are just a few avenues you can take to upskill yourself.

TradeMe advises that important you have a strategy that sets out your objective, and how you intend to reach it, this is your upskilling plan.

Mental Health

Don’t forget about your mental health as well. With your focus being all about how you will make ends meet and finding a new job, your mental health can take a massive hit without you even realizing it. “It’s important to know when to ask for help and there is no shame in asking for help either,” adds Peter.

Whether you seek professional help or simply reach out to a friend, taking a little time to check in on yourself can help ease your mind and make your path ahead clearer. “Sometimes the best stress reducer is simply sharing your thoughts with someone you trust,” advises Peter.

Financial Plan

These unprecedent times are hard enough and adding in the stress of the loss of a job makes it even more challenging. Seeking expert help now can not only help you plan together for the short term; it is also an investment in your future. Talking to a financial expert can help put a plan in place to see you through these uncertain times.

Your lenders

Communicate with your loan provider, help them understand your financial position, the earlier the better.

Talk to your lenders at Yes Finance and work with them by explaining your situation. Here at Yes Finance we may have options to get you through the difficult times.

YES Finance are helping New Zealanders who are in economic complex financial predicaments to re-strategize and simplify their current budget plans, maybe you could qualify for a Debt Consolidation loan.

Everyone’s financial situation is different

At Yes Finance they understand that everyone’s financial situation is different and requires a unique solution that will put you in a comfortable position before and after borrowing.

Peter adds, “When you call Yes Finance, you will be talking to a real and empathetic Yes Finance staff member, not a call centre or chatbot”.


Personal and Business Lending

Yes Finance specializes in personal loans, including cars, boats and holidays, and business loans for those looking to take the next step up in their business through expansion or upgrade.

Check out Yes Finance’s simple and easy to use online applications

Have a listen to Yes Finance director, Peter Steel, talking to Marcus Lush on Newstalk ZB talking about why Yes Finance is the first choice in finance company for New Zealand businesses:
https://www.facebook.com/YESFinance/posts/2084846968213044

About Yes Finance

Yes Finance can assist you with SME finance, personal finance, travel loans, boat loans, chattel finance, plant and equipment finance, business loans, loans for equipment and machinery and asset finance. But no matter what kind of finance you need, the team at Yes Finance can offer you a real solution.

Yes Finance have been in business for 20 years, making them one of the oldest privately owned finance companies in New Zealand.  They are an alternative to the rigid approach of the banks, providing customer focused solutions for commercial and personal finance. They are based in Auckland but operate throughout New Zealand.

FB-f-Logo__blue_29        Contact Yes! Finance

Awesome! Thanks again for being patient with me.
You made this process so easy for me and highly recommend your services!

Talia P

Yes Finance Limited
2019-10-16T21:21:49+00:00

Talia P

Awesome! Thanks again for being patient with me. You made this process so easy for me and highly recommend your services!
Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!

De Wet

Yes Finance Limited
2019-04-15T04:18:31+00:00

De Wet

Thanks for sending through the paper work – I received it yesterday. I also wanted to thank you for the great customer service you provided, and also the Events Cinema card (awesome!). If only more companies offered such great service!
Awesome company amazing fast service. I’ll like to thank you so much Shweta Kashyap for your awesome service you helped me out so much and I can’t thank you enough!!
You went above and beyond for me!!! I highly recommend yes finance.

Tina T

Yes Finance Limited
2019-05-09T22:25:38+00:00

Tina T

Awesome company amazing fast service. I’ll like to thank you so much Shweta Kashyap for your awesome service you helped me out so much and I can’t thank you enough!! You went above and beyond for me!!! I highly recommend yes finance.
I would like to thank you for help with my loan application. My husband & I appreciate your hardwork and dedication towards sealing the deal on Monday despite the cut off time you still managed to pull it through!

Nikita H

Yes Finance Limited
2019-04-15T04:20:47+00:00

Nikita H

I would like to thank you for help with my loan application. My husband & I appreciate your hardwork and dedication towards sealing the deal on Monday despite the cut off time you still managed to pull it through!
Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more.

Nunia

Yes Finance Limited
2019-04-15T04:17:33+00:00

Nunia

Thanks so much for all your kind assistance rendered since the beginning of this year. I think out of all the financials I’ve dealt with during my time of financial hardship, I can boldly say that Yes Finance has been the only finance company who has dealt with me as a person and not just someone to abuse to pay more.
They are amazing to deal with very Polite friendly helpful.
Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also

Christine J

Yes Finance Limited
2019-05-09T22:27:30+00:00

Christine J

They are amazing to deal with very Polite friendly helpful. Fully reccomend them to anyone looking for a loan of any sort. Extremely quick also
I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again.

Kohu T

Yes Finance Limited
2019-04-15T03:50:32+00:00

Kohu T

I would like to thank you Toni for your support and understanding when my family had a change of circumstances hehehe well more than once.It has been fantastic service for the time that the car was on finance thank you again.
Hi Anji
Thank you for the excellent service!!!

Timothy M

Yes Finance Limited
2019-10-17T20:51:24+00:00

Timothy M

Hi Anji Thank you for the excellent service!!!
Just a short note to acknowledge receipt of payment, and to thank you for your top service.

Peter Smith

Yes Finance Limited
2019-04-15T02:43:39+00:00

Peter Smith

Just a short note to acknowledge receipt of payment, and to thank you for your top service.
I have been with Yes Finance for like 11 years and every time i need a car travel and extra Y/F has helped me 100%. I love being Y/F client. wouldn't have any other way

Shylo D

Yes Finance Limited
2019-05-09T22:29:05+00:00

Shylo D

I have been with Yes Finance for like 11 years and every time i need a car travel and extra Y/F has helped me 100%. I love being Y/F client. wouldn't have any other way
I would give 100/100 to Yes Finance. Really helped me out. Fast and efficient. Thanks alot Ajeshni for your continuous help really appreciate your hard work and effort. Highly recommend others to use YES FINANCE.

Zaliya M

Yes Finance Limited
2019-05-09T22:30:22+00:00

Zaliya M

I would give 100/100 to Yes Finance. Really helped me out. Fast and efficient. Thanks alot Ajeshni for your continuous help really appreciate your hard work and effort. Highly recommend others to use YES FINANCE.
Please disregard my previous review, just wanted to say thank you to the Manukau branch manager and team for calling me back, had a talk, appreciate your help & honesty. Had problem with an account before now its all sorted, I really appreciated it 🙂 .He explained everything and apologies to me now I am happy with the outcome 🙂 . Building connection with customers is important to any company out there get to know them and understand their situations. . .Thank you to Yes and team esp their manager for your understanding and support. . . . God bless

Lesu

Yes Finance Limited
2019-12-02T23:12:01+00:00

Lesu

Please disregard my previous review, just wanted to say thank you to the Manukau branch manager and team for calling me back, had a talk, appreciate your help & honesty. Had problem with an account before now its all sorted, I really appreciated it 🙂 .He explained everything and apologies to me now I am happy with the outcome 🙂 . Building connection with customers is important to any company out there get to know them and understand their situations. . .Thank you to Yes and team esp their manager for your understanding and support. . . . God bless
Would definitely recommend these guys yes finance very good customer services well mannered and supportive only a couple of days and loan is approved like #BANG if it wasnt for yes finance I wouldn't of had a better xmas thank you Yes Finance

Shan M

Yes Finance Limited
2019-05-09T22:31:30+00:00

Shan M

Would definitely recommend these guys yes finance very good customer services well mannered and supportive only a couple of days and loan is approved like #BANG if it wasnt for yes finance I wouldn't of had a better xmas thank you Yes Finance
AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it.

Karyn G

Yes Finance Limited
2019-04-15T04:19:31+00:00

Karyn G

AWESOME (even with the interest)!!!!!!! I can’t wait. I will let you know when I have everything. Thank you so much for your efficiency, friendliness and help. I really appreciate it.
Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position.

Kris

Yes Finance Limited
2019-04-15T02:45:05+00:00

Kris

Just wanted to say thank you to yourself and please pass it on to Graeme and the rest of the team for helping us over the past few years – you have obviously been a great help for us and it has allowed us to get into a much better position.
Awesome customer service - treated as a human being not a number

Diana C

Yes Finance Limited
2019-10-22T00:43:49+00:00

Diana C

Awesome customer service - treated as a human being not a number
Painless process. Excellent service and very, very, quick turnaround from a query to approval. Thank you so much!

Barbara P

Yes Finance Limited
2019-10-22T00:40:15+00:00

Barbara P

Painless process. Excellent service and very, very, quick turnaround from a query to approval. Thank you so much!
You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!

C Walsh - Hamilton

Yes Finance Limited
2019-04-15T04:16:19+00:00

C Walsh - Hamilton

You advertised a great deal on the radio and promised great service and I received all of the above. Your team are true professionals!
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